THE FOLLOWING TRANSCRIPTS CONTAINS "FORWARD-LOOKING" STATEMENTS WITHIN THE MEANING OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995. SUCH FORWARD-LOOKING STATEMENTS INVOLVE KNOWN AND UNKNOWN RISKS, UNCERTAINTIES, OR OTHER FACTORS WHICH MAY CAUSE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS OF THE COMPANY TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS EXPRESSED OR IMPLIED BY SUCH FORWARD-LOOKING STATEMENTS. READERS ARE CAUTIONED NOT TO PLACE UNDUE RELIANCE ON THOSE FORWARD-LOOKING STATEMENTS, WHICH SPEAK ONLY AS OF THE DATE WITHIN EACH DOCUMENT HEREOF. THE COMPANY UNDERTAKES NO OBLIGATION TO PUBLICLY RELEASE ANY REVISIONS TO THESE FORWARD-LOOKING STATEMENTS TO REFLECT EVENTS OR CIRCUMSTANCES AFTER THE DATE WITHIN EACH DOCUMENT HEREOF OR TO REFLECT UNANTICIPATED EVENTS OR DEVELOPMENTS.

• 3rd Quarter: February 11, 2009
  (Available for download as MP3 audio file only)
  INSTRUCTIONS:
  1) Right click on call date above;
  2) "Save Target As" in desired location;
  3) Launch with Windows Media Player.
  
• 2nd Quarter: November 14, 2008
• 1st Quarter: August 14, 2008

• 4th Quarter:July 1, 2008
• 3rd Quarter:February 11, 2008
• 2nd Quarter: November 13, 2007
• 1st Quarter: August 14, 2007

• 4th Quarter: June 7, 2007
• 3rd Quarter: February 13, 2007
• 2nd Quarter: November 14, 2006
• 1st Quarter: August 14, 2006

• 4th Quarter: July 14, 2006
• 3rd Quarter: February 17, 2006
• 2nd Quarter: November 14, 2005
• 1st Quarter: August 23, 2005